how long is the validity period of Industrial Bank's credit card? What do you think of the validity period?

Industrial Bank is a bank with a long history of operation, with a wide range of customers, many of whom have a credit card of Industrial Bank. Regarding the use of credit cards, every credit card will have an expiration date. So, how long is the validity period of Industrial Bank's credit card? What about the validity period? I will answer your questions today.

how long is the validity period of Industrial Bank's credit card?

The difference between the validity period of Industrial Bank's credit cards and that of other banks is that it divides the validity period according to the types of cards.

First, ordinary credit cards

In the Industrial Bank credit cards, the validity period of ordinary credit cards is three to five years.

second, platinum magnetic stripe card

in the industrial bank credit card, the magnetic stripe card of platinum credit card is valid for five years.

III. Platinum IC Card

In the Industrial Bank credit card, the validity period of the platinum IC card is ten years.

what about the validity period of Industrial Bank's credit card?

You should know that the validity period of a credit card starts from the day when the card is approved, so the specific service life of each person's Industrial Bank credit card may be different, but the service life is easy to check.

if you want to check the service life of your credit card, you can check it on the card body. There will be a string of numbers in "MM/YY" format below the card body, which represents the specific service life of your credit card. Where the number before "/"represents the expiration month and the number after "/"represents the expiration year.

the above is about "how long is the validity period of Industrial Bank's credit card? What is the validity period? " The validity period of Industrial Bank's credit card will vary according to the types of cards. You can check the specific service life on the card.

how do I see if the credit card has expired?

in general, the validity period of a credit card is just below the front of the card. You can see four digits below, and there will be a slash between the two digits, which is the validity period of the credit card.

Generally, the month is in the first two digits and the year is in the last two digits.

For example, 8/24 means that the expiration date of your credit card is August 224.

after the expiration, you can contact the bank one month in advance to replace your new card, and you will receive a new card in 1 to 15 days.

How does China Bank inquire about the validity period of credit cards

The validity period of BOC credit cards is generally 5 years; Some credit cards such as payment and social security are valid for 1 years. You can check the validity of the card by the two sets of numbers below. For example: 8/2, the "/"is preceded by the month and followed by the year (the year in the example is 22).

the above contents are for your reference. please refer to the actual business regulations.

where can I see the credit card expiration date?

1

The validity period of a credit card is just below the front of the card. Below you can see four digits, and there will be a slash between the two digits, which is the validity period of the credit card. Generally, the month is in the first two places, and the year is in the last two places. For example, 8/24 means that the expiration date of your credit card is August 224.

the validity period of a credit card is just below the front of the card. You can see 4 digits below, and there will be a slash between the 2 digits, which is the validity period of the credit card. The standard format is that the month comes before and the date comes after. Credit cards are generally special plastic cards with a length of mm, a width of mm and a thickness of 1 mm, with the name of the card issuer, expiration date, number and cardholder's name printed on the front, and chips, magnetic strips and signature strips on the back. Cardholders can use their credit cards to shop, spend money and deposit and withdraw cash from banks.

a credit card, also known as a debit card, is a credit certificate issued by a commercial bank or credit card company to a consumer with qualified credit. It is in the form of a card with the name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to special commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limit.

The credit card stipulated in the relevant laws of our country (the NPC Standing Committee's Interpretation of the Provisions on Credit Cards

) refers to the electronic payment card issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loan, transfer settlement, cash deposit and withdrawal, etc. On December 1, 217, the Standard for English Translation and Writing in Public Service Field was officially implemented, stipulating that the English name of the CreditCard standard is Credit Card. Credit card consumption is a non-cash transaction payment method, and there is no need to pay cash when spending, and repayment will be made on the BillingDate. Credit cards are divided into credit cards and quasi-credit cards. Credit cards refer to credit cards in which cardholders have a certain credit limit and can spend first and then repay. Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund as required, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the specified credit limit. The credit card generally refers to a credit card.

How can I find out how long my credit card has been used?

Hello, the bank has kept records since the card was issued. The inquiry methods are as follows: 1. Call the customer service phone of the bank credit card center (the phone number is on the back of the credit card); 2. On the front of the credit card, there are four numbers below, for example, 5/18, which means that your credit card will be valid for 4 years until May of 218 (generally), that is, the date of approval (the date of approval) is pushed forward for 4 years.

: 1. Benefits of credit card

1. Increased security and convenience

You should swipe your card as much as possible in daily consumption, so you don't need to carry too much cash, so you won't worry about the danger of carrying too much cash, even if it is stolen or accidentally lost, your losses will be reduced; If the cash is lost, the possibility of getting it back is extremely low, but the credit card is different. First, you can call the bank to report the loss immediately, so that others can't spend it, which is much safer;

2. Help yourself to establish personal credit

Frequent use of credit cards and timely repayment will not only help to raise the amount, but also improve our credit in the bank. Now, with the credit of all kinds of big data, we can imagine how important credit is in the future. With a good credit record, it will be relatively easy to get loans such as car loans and mortgage loans.

3. Convenient on-site and online payment

If the credit card is marked with "VISA" and "MasterCard", you can spend it directly abroad without changing the currency; Now whether it's paying the phone bill or electricity bill; Buying air tickets, train tickets, booking hotels, etc. can be paid directly by credit card

2. Disadvantages of credit card

1. Blind consumption

Credit card is not like paying cash. You spend money one by one. I don't feel anything after brushing. A few figures lead to blind consumption and spend money like water.

2. Overconsumption

Notebook installment, digital camera installment and smart phone installment. While enjoying your favorite items in advance, you should also consider whether you can repay them.

3. High interest

If you can't take care of your credit card and repay it on time when the final repayment date comes, the bank will charge you high interest. 4. Need an annual fee < P > Credit cards basically have an annual fee, but they basically have an annual fee-free policy. For example, CCB can avoid it by brushing it three times a year; However, if the number of card swipes does not reach the number stipulated by the bank within one year, an annual fee will be charged.

What about the validity period of credit cards

What about the validity period of credit cards

Users who use credit cards know that credit cards have a certain service life, and they can't continue to use them after the expiration. If they want to continue to use them, then users must change their cards. Usually, before the credit card expires, the bank will contact the cardholder to change the cards.

some credit card users still don't know how to read the validity period of a credit card. In fact, the validity period of a credit card is on the card face, and its format is "month/year". For example, the number 12/19 is printed on the card face of a credit card, which means that the credit card can be used until December 31, 219. After December 31, the card cannot be used any more. The validity period of credit cards in different banks is different. Usually, the validity period of credit cards is 3-5 years, and some credit cards are valid for 6 years or 8 years. You can check the validity period of credit cards on your own credit card face.

How to change the card when the credit card expires

Usually, the bank will remind the cardholder to change the card by SMS or telephone before the credit card expires. If the user does not want to continue using the credit card, he needs to explain the situation to the bank in advance, so that the bank will not mail the user a new card. If the user does not explain to the bank the idea of not continuing using the credit card, the bank will actively mail the new card to the user. If the receiving address of the credit card changes, the user can modify the mailing address through the following channels:

2. modify the mailing address of credit card through online banking;

3. Download the credit card mobile APP to modify the address, such as the credit card of China Merchants Bank, and you can download the pocket life of China Merchants Bank to modify the mailing address;

4. Credit card official WeChat WeChat official account modifies the mailing address. At present, most banks have their own WeChat WeChat official account, and some banks can also modify the mailing address of credit cards through WeChat WeChat official account.

After the credit card expires, the cardholder needs to pay attention to the following matters

1. Contact the issuing bank one month in advance. It takes time for the credit card to be made and mailed. If the cardholder wants to continue to use the credit card, it is recommended to contact the bank one month in advance to apply for a new card, so as to avoid the situation that the old card expires and the new card has not been received.

2. Even after receiving a new card, it will be activated, because after the new card is successfully renewed, the old card can continue to be used before the expiration date, and the old card will be invalid after the new card is activated;

3. Cut and destroy the old card in time. After the new card is activated, the old card will not be used, but the old card may still be stolen, so users are advised to cut the old card.

This is the end of the introduction about how to look at the credit card years and the credit card years. Did you find the information you need?