Current location - Trademark Inquiry Complete Network - Overdue credit card - What is the meaning of credit card curve withdrawal?
What is the meaning of credit card curve withdrawal?

Many people are very dissatisfied with the credit card's quota, and many people are wondering whether they can get a high quota by reapplying for a new card and other methods. However, many times, there is a premise for curve lifting. Let's take a look at it.

what does the credit card curve withdrawal mean?

Curve withdrawal comes from the word "saving the country by curve", which is a vocabulary created by many credit card holders. It means that if the cardholder is not satisfied with the current credit card limit, the standard practice is to call the credit card customer service center of the issuing bank to ask for a withdrawal. The behavior of curve withdrawal refers to the method of increasing the credit card limit by other means without contacting the customer service center.

what is the premise of credit card curve withdrawal?

First, temporary to fixed

The first thing to say is that temporary is temporary, and fixed is fixed. There is no such thing as temporary to fixed. If you have to pursue the method, there is, but the probability is also very low, that is, using the curve method, that is, reapplying for the card. Of course, CCB and Minsheng have a higher success rate when the 14 lines are temporarily converted to fixed curves. Because it is a system evaluation, there are bugs in the system, but the success rate is also very low, even lower in other banks. Many people use the curve method, and a bank has failed to apply for more than five cards.

Second, Puka has a full amount of 5,

As we all know, Puka has a maximum amount, which is generally 5,. If your credit card is Puka, the card amount has reached 5,. No matter how you raise it, it is basically impossible to raise it, because the maximum amount of Puka is 5,. At this time, if you want to raise the amount, you can only use the curve and re-apply for a gold card or a platinum card to achieve the withdrawal.

these are the two prerequisites for the curve to increase the amount. the curve is nothing more than these two situations, but the curve shared with you today belongs to another situation, that is, there is a recommended amount in the background of the bank mobile APP.

Third, look at the bank's recommended quota

Now many banks have recommended quotas when handling credit card loans. Take industry and commerce as an example to introduce the following: the operation method is also very simple. Download ICBC Ronge-link, first check whether there is a recommended quota. If there is a quota, first check the loan quota of Ronge, and you can lend it directly, directly without review. Apply for a credit card directly after the application, and 1% of them can get the card. Those who already have a card can look at their own quota and withdraw as much as they recommend. When the loan comes out, many people have already lent money, and many of them have directly reached the quota of 5,. Of course, you can try it now.