Generally, transaction receipt will print on A4 paper, and there will be differences between different outlets. The transaction time, summary, transaction amount, post-transaction balance, trading places and other information will be recorded in the bank memo. Bank flow is divided into personal flow and enterprise flow according to the nature of the account. Bank running water is a kind of proof material to prove the income of individuals or companies, and it is also a necessary material to apply for loans from banks.

First, how to print personal bank flow and the purpose of personal bank flow.

You can bring your personal bank and ID card directly to the bank for printing. Generally, banks don't charge printing fees. After the application is printed, ask the teller to stamp the bank. Don't throw away the bank memo after printing it to prevent personal (enterprise) account information from leaking.

Generally, it is only used when an individual applies for a loan, and when the amount of repayment after the loan is different, the requirements for the user's bank flow are different. Of course, other loan conditions must also meet the requirements of the bank, and only in this way can the loan be successfully obtained.

Users must repay on time after handling in the bank, and there can be no overdue situation, because there will be penalty interest after overdue, and the longer the time, the more penalty interest. Moreover, overdue records will be uploaded to the credit information center, which will lead to poor personal credit information and affect the subsequent handling of various loans, such as car loans or mortgages.

Second, private-to-public accounts are flowing.

Private account running refers to the bank card (debit card) or bank current passbook in the customer's own name, as well as the transaction list of deposit and withdrawal business with the bank within a period of time.

The operation of legal person account refers to the list of deposit and withdrawal business with the bank in the legal person account of the bank customer "legal person customer" (opening a basic legal person account).

The main forms of bank flow investment: the input is the lender, and the output is the borrower, mainly including card deposit, existing, transfer, salary, renewal fee, online banking transfer, payment for goods, labor fee, etc.

Credit card statement: the transaction record of credit card account is the transaction statement given by the bank to the customer, which can only be regarded as a transaction record, not a bank running record.

day-to-day account

Personal flow: personal transaction details, consumption, in and out of accounts, transfer, online banking, telephone recharge, etc. Within six months.

Wage flow: individuals work in local companies, and companies are obliged to pay personal income tax for employees. The monthly salary is paid by the bank, which pays personal income tax, including consumption, deposit and withdrawal, transfer, online banking and telephone recharge.

Personal flow: personal transaction details, consumption, account entry and exit, transfer, online banking, telephone recharge, etc. Within half a year, it is reflected in personal business flow.

Personal flow in different places: details of personal transactions in different places, consumption, incoming and outgoing accounts, transfer, online banking, telephone recharge, etc. within six months. ; Non-wealth management gold card users need to deduct handling fees for transfer and cash withdrawal in different places.

Enterprise flow: commonly known as enterprise statement, the total account opened by the enterprise in the local bank, and the capital flow of the enterprise within half a year.