1. Direct cash withdrawal: Direct cash withdrawal is a simple method to directly withdraw credit card funds, but the handling fee is higher. Credit card funds can be withdrawn through the ATM machine or counter of the credit card issuing bank and then deposited into the debit card. However, it should be noted that handling fees and interest will be charged for cash withdrawals, which is suitable for short-term capital turnover.

2. Third-party payment platform: Many third-party payment platforms such as Alipay and WeChat also provide credit card cash withdrawal services. Link your credit card to these platforms and withdraw funds to a debit card. However, it should be noted that this method usually charges certain handling fees and interest, and may have limits on the amount of withdrawals.

3. Bank transfer: Transferring credit card funds to a debit card through online banking or mobile banking is a low-fee method. Different banks may have different handling fee regulations, and you need to choose based on your personal circumstances.

4. Use credit card points to redeem: Many credit card issuers provide points to redeem gifts or cash back services. Credit card points can be converted into cash and then deposited into a savings card. However, it should be noted that the redemption rules and ratios of different card issuers may be different, and the choice needs to be based on personal circumstances.

5. Choose a suitable credit card: If you often need to transfer credit card funds to a savings card, you can consider choosing some credit cards with special functions. For example, some credit cards offer cash back on purchases or the ability to redeem points for cash, which can reduce the cost of transferring funds. There are also some credit cards that offer cash withdrawal services with low interest rates and low fees, which can also reduce the cost of fund transfers.

6. Plan your bill repayments properly: If you only need to simply transfer funds between credit cards and debit cards, you can consider planning your bill repayments properly. For example, within a period of time after the credit card bill is generated, the amount that needs to be repaid is transferred from the debit card to the credit card, and then the repayment operation is performed. This can avoid the occurrence of high handling fees and interest to a certain extent.

Different methods are suitable for different situations, and each has its own advantages and disadvantages. When choosing a credit card fund transfer method, you need to make a choice based on your actual situation and needs. At the same time, you need to comply with relevant laws, regulations and credit card usage rules to avoid possible risks and troubles.

How many days is the longest interest-free repayment period for a credit card?

The interest-free repayment period for credit cards can be up to 56 days. Credit cards have a settlement date and a payment date. Users can start spending after the settlement date. The repayment date is usually more than 20 days after the next bill comes out. The interest-free period is after the invoice date and before the next payment date. Some bank credit cards have an interest-free period of up to 56 days, during which users can pay off their credit card debt without incurring any fees.