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Can I apply for a credit card with a credit line? Pay attention to these matters.
Many friends don't have an ICBC credit card, but they have other business dealings with ICBC. ICBC has given an e-loan quota. I heard that I can convert the e-loan quota into a credit card quota, so I want to apply for an ICBC credit card. Then, can Rong E apply for a credit card with a credit line? I will give you an analysis today. can Rong e apply for a credit card with a credit line? Rong e-loan is a credit loan of ICBC, and there is no need for mortgage guarantee. The maximum amount is 3,. The white list invitation system is adopted, and the loan can be submitted after the amount is issued. However, it is two different things to apply for a credit card with a credit line. Although they are all products of ICBC, the risk control review mechanism is different, so it is not necessarily possible to apply for an ICBC credit card with a credit line. However, if the E-credit line is granted, it shows that the applicant's qualification is not bad, which can be used as a reference for credit card application. However, whether ICBC can apply for a credit card successfully depends on the comprehensive evaluation results of the system, and the basic information of the applicant (age, education, work, income, etc.) and credit information (overdue records, inquiry records, credit records, public records, etc.) are all reference factors. If you want to apply for an ICBC credit card, it is best for the cardholder to keep a good credit record and choose a suitable card type. If possible, you can deposit some buy buy wealth management products in ICBC and brush off the bank's contribution to improve the star rating of ICBC. If the star rating of ICBC can reach 5 stars, the success rate of running an ICBC credit card will be higher. Finally, I would like to remind you that even if ICBC's credit card can be approved, the credit card quota may not be considered as the e-loan quota, but both of them are entitled to the quota. If the e-credit line is used, the available credit line of ICBC will also be reduced accordingly. The above is the introduction of "Can Rong E apply for a credit card with a credit line?" I hope it will help everyone.