Bank credit cards can be used to pay in installments. Please call your bank to apply for credit card installment after swiping your card for payment. Credit card installments are generally 3, 6, 9, 12 or 24 installments. The handling fee rate for each period is between 0.5-0.8. Different banks have different rates. Pay the handling fee every month or pay the handling fee in full in the first installment. The principal is paid evenly every month.