1. The points of China Everbright Bank are automatically converted into cloud diamonds: the points that customers can count when using Suning SUPER Co-branded Card to swipe their cards will be directly credited to the exclusive independent points account set up by Suning SUPER Co-branded Card, and the points can only be converted into cloud diamonds, not other gifts.

2. Account number issued by Yunzuan: The registered account number issued by Yunzuan for reward is Suning.cn account number when the customer applies for Everbright Suning SUPER Co-branded Card.

3. conversion ratio: the conversion ratio between the exclusive Everbright points of the joint card of China Everbright Bank and Suning Yunzuan is: 1 Yunzuan =1 yuan, 1 Everbright points =1 Yunzuan =1 yuan, that is, 1 Everbright points =1 Yunzuan.

4. Number of points for exchange: 1 points for exchange. (For example, if the customer has 25 Everbright points and redeems every 1 Everbright points, so there are 2 Yundiamonds in the customer's Suning account, and the remaining 5 Everbright points will be redeemed again in the next redemption cycle after accumulating to 1 Everbright points).