Question 1: How to withdraw cash with CCB credit card? CCB credit card can withdraw cash, but a certain handling fee will be charged. Depending on the level, the cash withdrawal amount is generally one-half to one-fifth of the consumer credit limit. No matter what, even lower.

Credit card withdrawals are different from consumption. When customers use credit cards to make purchases, the bank will give them an interest-free repayment period. The longest is more than 50 days. Customers must repay within the interest-free repayment period. No fees are paid and the bank makes no money from it.

There is no interest-free period for cash withdrawals. As long as the customer withdraws cash, the bank will charge the customer at least 0.05% interest every day, and some also have handling fees. The handling fee for domestic cash withdrawals is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. The interest charging standard is based on the daily interest rate of 0.05%, and compound interest is calculated on a monthly basis.

The daily cash withdrawal limit for CCB credit cards will be raised from RMB 2,000 to RMB 5,000. Many young people have expressed "serious concern" about this, but financial experts say it is necessary to remind credit card users that increasing the limit of cash withdrawals in a single day can solve urgent needs, but the more you get, the more you have to pay.

Question 2: Can you withdraw cash with a CCB credit card? With a CCB credit card, you can withdraw money through ATM machines of various banks or CCB counters.

In addition, does the poster want to withdraw your excess deposit (i.e. overdraft payment) from your credit card or withdraw cash from your overdraft?

If it is an overdraft payment, there will be no charge for withdrawal at the local bank. There is a cash withdrawal fee (the so-called local means that you can withdraw cash within the administrative province where the credit card issuance bank is located. For example, if your card is issued in Suzhou and the issuing bank is the Suzhou branch, there will be no cash withdrawal fee if you withdraw it in Jiangsu Province. Vice versa. If you withdraw money outside the administrative province, there will be a cash withdrawal fee. The rate is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. In addition, regardless of whether it is within or outside the province, the maximum fee for withdrawal through self-service equipment is 2,000 per card per day. If the owner's deposit is more than 2,000 and you want to withdraw it at one time, you have to go to the counter to withdraw it.)

If it is an overdraft withdrawal, the bank stipulates that the daily cash withdrawal per card should not exceed 2,000 yuan, and the cash withdrawal fee is the amount of cash withdrawn. 0.5, at least 2 yuan, and overdraft cash withdrawal does not enjoy the interest-free period. Starting from the day of cash withdrawal, an interest of 0.5% of the cash amount will be charged every day

For example, if the poster withdraws cash overdraft of 2,000 yuan, 10 Pay it back in a few days

Total *** amount to be repaid = cash withdrawal principal, cash withdrawal handling fee, cash withdrawal interest

=2000 2000*0.5 2000*0.05*10 (10 days of interest)

=2000 10 10

=2020 yuan

In just 10 days, an additional fee of 20 yuan will be incurred. In fact, it is quite high. I suggest that the poster Try not to overdraw cash, or pay it back as soon as possible after withdrawing cash~

If the poster has any other questions, you can ask.

Question 3: How to withdraw cash with CCB Long Card credit card? Of course, you can withdraw cash with a credit card. There are two types of cash withdrawals.

1. Overdraft cash withdrawal, the cash withdrawal limit is 50 of your credit card limit, and each card can only withdraw up to 2,000 per day. There are handling fees and interest for overdraft withdrawals. The handling fee is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. There is no interest-free period for cash withdrawals. The bank will charge interest at a rate of 50,000 per day from the date you withdraw the cash into your account.

2. Take excess payment. If you have excess deposits on your card, that is, overpayments, you can of course withdraw as much as you want, and there is no handling fee for withdrawing overpayments from the China Construction Bank in the province where your card issuance bank is located. But remember, if you go to an ATM, you can only withdraw 2,000 per card per day. If you exceed 2,000, you have to go to the counter to withdraw it. If your overpayment amount is large, such as more than 50,000, then you need to make an appointment at an outlet.

Question 4: How to withdraw cash from China Construction Bank Credit Card? Once you know the card and password, you can withdraw it directly at the counter or self-service equipment.

The daily cash withdrawal cannot exceed 2,000.

Question 5: What type of Dragon Card can you use to withdraw cash with CCB credit card? Cash withdrawal is one of the basic financial functions of CCB credit card. Every credit card has it.

You need to use the excess deposit in the credit card (i.e. overpayment) Or the credit card limit

If it is an overpayment, then there is no handling fee for withdrawing it at the local bank.

The so-called local refers to the administrative province where the credit card issuing bank is located. For in-house withdrawals, for example, if your card is issued in Suzhou and the card-issuing bank is the Suzhou branch, then there is no cash withdrawal fee if you withdraw within Jiangsu Province. Conversely, if you withdraw money outside the administrative province or across banks, there will be a cash withdrawal fee. The rate is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. In addition, no matter inside or outside the province, the maximum amount you can withdraw through self-service equipment is 10,000 yuan per card per day. If your deposit is more than 10,000 yuan and you want to withdraw it all at once, you have to go to the counter to withdraw it. If it is more than 50,000 yuan, you need to make an appointment

If it is the overdraft limit of the card, the bank stipulates that the daily cash withdrawal per card shall not exceed 10,000 yuan. The cash withdrawal fee, regardless of whether it is from a different place, is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan, and overdraft cash withdrawals are not eligible. The interest-free period starts from the day when the cash is withdrawn, and interest of 0.05% of the cash amount is charged every day

For example, the poster withdraws 2,000 yuan in overdraft and pays it back after 10 days

Total* **Amount to be repaid = Cash withdrawal principal, cash withdrawal handling fee, cash withdrawal interest

=2000 2000*0.5 2000*0.05*10 (10 days of interest)

=2000 10 10

=2020 yuan

Question 6: Can CCB credit cards withdraw cash from ATM machines? Yes, withdrawing cash from an ATM is called an overdraft withdrawal. The interest of 0.05% is calculated from the date of withdrawal. The 0.5% is the daily interest. The interest rate for withdrawing 10,000 yuan per day is 5 yuan.

Please adopt

Question 7: How to withdraw money with CCB credit card? CCB credit card can withdraw money through ATM machines of various banks or CCB counters.

In addition, does the poster want to withdraw your excess deposit (i.e. overdraft payment) from your credit card or withdraw cash from your overdraft?

If it is an overdraft payment, there will be no charge for withdrawal at the local bank. There is a cash withdrawal fee (the so-called local means that you can withdraw cash within the administrative province where the credit card issuance bank is located. For example, if your card is issued in Suzhou and the issuing bank is the Suzhou branch, there will be no cash withdrawal fee if you withdraw it in Jiangsu Province. Vice versa. If you withdraw money outside the administrative province, there will be a cash withdrawal fee. The rate is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. In addition, regardless of whether it is within or outside the province, the maximum fee for withdrawal through self-service equipment is 2,000 per card per day. If the owner's deposit is more than 2,000 and he wants to withdraw it all at once, he has to go to the counter to withdraw it.

)

If it is an overdraft cash withdrawal, the bank stipulates that the daily cash withdrawal per card shall not exceed 2,000 yuan, and the cash withdrawal fee is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan, and the overdraft cash withdrawal does not enjoy the interest-free period, starting from the day of cash withdrawal Starting from the calculation, an interest of 0.05% of the cash amount will be charged every day

For example, the poster overdrafts 2,000 yuan in cash and pays it back after 10 days

The total amount to be repaid = Cash withdrawal fee, cash withdrawal interest

=2000 2000*0.5 2000*0.05*10 (10 days of interest)

=2000 10 10

= 2020 yuan

In just 10 days, an additional fee of 20 yuan will be incurred, which is actually quite high. It is recommended that the poster try not to overdraft and withdraw cash, or withdraw cash as soon as possible

Question 8: How are the handling fees and interest calculated for CCB credit card cash withdrawals? The cash withdrawal fee is 0.5 of the cash withdrawal amount, and the interest is 0.05% per day.

The 5-day handling fee and interest are 1000*0.5 1000*0.05*5=7.5

Question 9: How much cash can a CCB credit card withdraw in a day? CCB credit card, cash withdrawal limit: The daily limit for each card is 5,000 yuan, and the total cannot exceed 50 of the credit limit. The cash withdrawal fee is 0.5 of the cash withdrawal amount, with a minimum of 2 yuan and a maximum of 50 yuan. Interest will be accrued in full from the day of each cash withdrawal, with an interest rate of 0.5% per day and compound interest accrued on a monthly basis.