The credit card of Shanghai Pudong Development Bank has been approved very well, and the application is easy to pass. There are also difficulties in the application time, complete materials, and the opportunity to submit free credit cards if they meet the requirements. Shanghai Pudong Development Bank must submit proof of identity, work and financial resources when applying for a credit card. If it is better to get off the bus and apply for a card, the application will be more easily approved.
I was rejected many times in the short time when I applied for the Shanghai Pudong Development Bank, and it is inevitable that I will be rejected again when I apply for a card. Then you can apply for a card at another bank first. It's better to have a universal card than nothing. It's easier to apply for a universal card. Although the amount is not high, it is enough to brush your credit history.
Application information filling skills
1, marital status: married with children scored the highest because it was relatively stable;
2, education: high education will add points, at least bachelor degree or above;
3. Housing conditions: no loans for self-purchase, extra points, indicating good economic strength and no burden;
4. Personal annual income: the more the better, don't exaggerate;
5, the current address residence time: the longer the better, be careful not to be outrageous;
6. Current working hours: at least 1 year, the longer the better;
7. Occupation and industry category: institutions, state-owned enterprises, top 500 enterprises and well-known enterprises are the best.
There are many types of credit cards in Shanghai Pudong Development Bank. For most cardholders, the purpose of applying for a credit card is basically for turnover. There are relatively few pure shareholders, and banks are well aware of this. Therefore, there are few high-end cards in banks, which are basically various co-branded cards, theme cards and airline cards.
Diamond white
Diamond white, to be honest, few card friends will apply, and their rights and interests are not prominent. However, the reason why the card manager wrote this is because many cardholders use this card to raise the curve amount, which has a lot of water. There have been two water release incidents this year. Many cardholders apply for the curve amount for luck, and some cardholders simply collect it. Of course, regardless of the curve or the collection, the cardholder can evaluate the value by himself.
Annual fee and main benefits: annual fee is 3600 yuan, rigid annual fee, airport CIP, VIP room, shuttle, physical examination, tooth cleaning, Disney VIP, hotel exchange benefits and courtesy, mileage exchange benefits (12: 1 300 miles/year).
American Express White
American Express White, also known as AE White by cardholders, is the most worthy credit card in Pudong Development. Whether it is equity or card issuance, it is very prominent. Over the years, it has maintained a good reputation in the card industry and is highly respected by card friends. The number of cards issued is100000, taking into account the needs of the revolving party. However, this kind of card has a high threshold and is not easy to issue. If the qualification is good, or the credit card limit has exceeded 50 thousand, it can hit a wave. It should be noted that since PUFA hacked 19 payment company's POS machine, it has become increasingly difficult for AE to get points to deduct the annual fee. Card friends need to pay attention to whether the POS machine in their hands has points and make plans in time.
Annual fee and related rights and interests
The annual fee is 3,600 yuan, and 200,000 points will be deducted in the following year (the first high-end card is exempt from the first annual fee). 2 o'clock/year VIP room, 2 o'clock/year shuttle bus, accident insurance, flight delay insurance, hotel rights and interests, parent-child park courtesy, consumption standard courtesy, etc.