Introduction to dynamic verification code for Bank of China credit card 3D authentication function:

1. Dynamic verification code is the core function of 3D authentication, which is provided by the card-issuing bank to customers. During the transaction process, customers need Enter the dynamic verification code to prove that the transaction person is the customer himself

2. There are two ways of "dynamic verification code" provided by Bank of China: one is a mobile phone SMS verification code, and the other is to log in to personal online banking. Electronic password token, also known as ETOKEN.

(1) If you use a mobile phone verification code as a dynamic verification code, you must ensure that the mobile phone number entered during the transaction is consistent with the mobile phone number reserved at Bank of China. If the mobile phone number reserved by the credit card is no longer used, please promptly change.

(2) If you use personal online banking ETOKEN as the dynamic verification code, you need to bind the ETOKEN with the credit card in advance in the financial management version of personal online banking. If you are not a personal online banking customer of the wealth management version, you can bring your ID card to any branch of Bank of China to bind your credit card with the dynamic password token.

Warm reminder:

SMS verification codes cannot be sent to mobile phone numbers of overseas operators, but can only be sent to mobile phone numbers of domestic operators.

(Answer time: November 1, 2023)

The above content is for your reference, please refer to the actual business regulations.

You are sincerely invited to download and use Bank of China Mobile Banking APP or Bank of China Cross-border GOAPP to handle related businesses.