Credit cards are easy to use. It seems that young people don't use many people nowadays. Compared with Alipay's flower buds credit card many years ago, why do young people now prefer to use flower buds and borrow them instead of credit cards? Everyone knows that the threshold for opening flower beds and borrowing beds is particularly low. As long as you register Alipay, you can basically use flowers and borrow them unimpeded, and the amount of these two is not low compared with credit cards. Similarly, the process of opening a credit card is very complicated. No matter what information is filled in, some salesmen will open credit cards for others outside, but many people think it is a bit routine, and the convenience of the two is incomparable.
Flower buds and borrowing buds often launch activities, and Alipay users will send red envelopes when they scan the code to pay the order. On some special days, the benefits are more and interesting, which is why Alipay users like to use Alipay. Credit cards are still old-fashioned, and sometimes the benefits are not very practical.
In fact, banks have also launched code scanning software similar to Alipay, but it is obvious that the mobile payment market has long been occupied by WeChat and Alipay, and actually missed business opportunities. It is difficult to promote credit cards now. After all, everyone likes convenient things and has long been used to spending money and borrowing money.