Conditions for applying for loan business:

Natural persons aged between 18 and 65;

The actual age of the borrower and the loan application period should not exceed 70 years old;

Have the ability to stabilize employment and income and repay the principal and interest of loans on schedule;

Good credit information, no bad records, and legal use of the loan;

Other conditions stipulated by the bank.

2. My ID card has been degaussed. Is there any other activation method for Bank of Communications credit card?

Online credit card application must be activated at the counter. ID card degaussing is a card that cannot be activated. You don't have to go to the counter to activate it, but you can activate it by phone or SMS.

3./kloc-which software can I borrow from without a credit card for 0/8 years old?

If you really need money badly, you can make it clear to your friends or family and borrow it from them first. If you really need it urgently, I believe that your family will help, but it is best not to touch online loans. Once you do this, the consequences will be serious? Let me tell you something:

First, the interest on online loans is close to that of new loans, which is horribly high, like a bottomless pit. Borrowing is not cost-effective, which will only increase the pressure of debt repayment;

Second, the terrible thing about online lending is that after it is overdue, your address book will be blown up, and no relatives and friends will be lonely, which will seriously affect the lives of themselves and others. So I suggest, don't touch online loans.

4./kloc-which loan software is easy for 0/8 years old?

There is no loan software that you have to borrow, because you have to meet the audit requirements before you can pass, and the age condition is just one of them. 18-year-old software that can borrow money includes: micro-loan, instant finance, Yin Bao finance, 360 IOUs, Anyihua and Suning. As long as the application condition of loan software is 18 years old, users who have reached 18 years old can apply. However, the age condition is only one of the loan conditions, and users must meet all the loan conditions before they can pass the loan review. It should also be noted that users must apply for formal loan products to avoid being cheated. : First, online lending, mbth is Internetlending, and p2p online lending is the abbreviation of peer-to-peer lending, including personal peer-to-peer lending and commercial peer-to-peer lending. P2P online lending refers to direct lending between individuals through the Internet platform. It is a sub-category of the Internet finance (ITFIN) industry. In 20 12, the number of online lending platforms in China increased rapidly, with about 350 active platforms so far, and the total number reached 3,054 by the end of April 20 15. Second, the main features: (1) Advantages: 1, high annual compound income. The annual interest rate of deposits in ordinary banks is only 3%, and wealth management products and trust investments are generally below 10%, which is incomparable with the annual interest rate of online loan products above 20%. 2, the operation is simple. The authentication, bookkeeping, clearing and delivery of online loans are all completed through the network, and both borrowers and lenders can achieve the purpose of lending without leaving home. Generally, the amount is not high and there is no mortgage. It is convenient for both borrowers and borrowers. 3. Develop thinking. Online lending has promoted the interaction between industry and finance, changed the observation horizon, thinking context, credit culture and development strategy of loan companies, and broken the original lending situation. (2) Disadvantages: 1, unsecured, high interest rate and high risk. Compared with the traditional loan method, online loan is completely. Moreover, the central bank has repeatedly made it clear that the annual compound interest rate exceeds 4 times the bank interest rate and is not protected by law. It also increases the high risk of online lending (generally 7 times or even higher than the bank interest rate). 2. Credit risk. The inherent capital of online lending platform is small, so it can't undertake large amount of guarantee. Once there is a large loan problem, it is difficult to solve it. Moreover, some borrowers also make loans for the purpose of fraudulent loans, while the founders of the loan platform have some ulterior motives, and cases of absconding with money also occur frequently. 3. Lack of effective supervision means. Because online lending is a new financing method, the central bank and the China Banking Regulatory Commission have no clear laws and regulations to guide online lending. For online loans, the regulatory authorities are mainly neutral, do not violate the rules, and do not recognize them. However, with the prevalence of online lending, it is believed that relevant measures will be formulated and implemented in time.