After wechat binds a credit card, it cannot directly transfer money to others. Unless the other party has a WeChat payment code and has opened a credit card payment service, using WeChat payment and choosing a credit card payment method can achieve the effect of transferring money to others. It should be noted that this method can only be used occasionally, and frequent use may be detected by the system as suspected of cashing out.

Therefore, if the user wants to transfer money by credit card, the usual operation process needs to take out the credit card first, and then complete the transfer through the bank card. Doing so can avoid the risk of transferring money directly by credit card. It should be noted that credit card withdrawal will charge a handling fee and may limit the withdrawal amount. Users should pay attention to relevant fees and restrictions when using credit card to transfer money.

Will there be any charges when the credit card is paid off?

If the credit card is free of annual fee within the time limit, there will be no fees and no other fees after the credit card is paid off. If the credit card is not free of annual fee, or if you need to swipe your card, you will be free of annual fee. Then after the bill is settled, the card will not be used within the validity period, and the card will generate an annual fee.