More and more people are using credit cards now. Each bank has its own credit card, and it can be said that there are relatively few credit cards issued by rural credit cooperatives. So what about rural credit cooperative credit cards? ?

Rural Credit Cooperative Credit Cards

Credit cooperatives are generally not qualified to issue credit cards and can only issue debit cards and quasi-debit cards. Like credit cards, quasi-deposit cards can also be overdrafted. Consumption, but the amount is not very high, most of the amount will not exceed 3,000. After applying for a credit card, the cardholder must call customer service to activate it. If you have online banking, you can also activate it online. Because of the application limit, rural credit cooperatives have relatively few credit cards, and not many people apply for them.

Conditions for rural credit cooperative credit card application

①Applicants for rural credit cooperative credit cards must be over 18 years old and have full capacity for civil conduct

②Applicants need Provide ID card, social security payment list, employer salary income certificate or other people's personal property certificate. The higher the personal assets, the higher the credit card limit you apply for

③ Individuals applying for credit cards must have a fixed occupation and a stable source of income. , Rural credit cooperatives also need guarantees, which can be personal funds of individuals or organizations

④Customers with good personal credit

The threshold for rural credit cooperative credit card applications is relatively low, and the annual You can apply if you are over 18 years old, but the relative amount depends on the information provided by the individual. If there are only rural credit unions near where you live, you may wish to apply. That’s all for the content of rural credit union credit cards.