It is not recommended that the credit card is overdue, and you can report it to the credit bureau. The bank will collect your address when you apply for a credit card, so you can know your address without a medical insurance card. With the medical insurance card, you can find out where you spend money. You can bring your medical insurance card and identity documents to the medical insurance bureau for enquiry; In some areas, the self-service terminals of banks (or hospitals and pharmacies) can also find the code of the place of consumption, and in a few areas, the self-service terminals can display whether it is a pharmacy or a hospital.

Generally speaking, credit cards have produced relevant records in the credit information system since they were processed. Therefore, if the user fails to return the credit card within the time limit, it will produce a bad credit record, and once the credit is bad, it will bring serious consequences to itself. In addition to the impact of credit reporting, more serious cases may be prosecuted by banks, and may even go to jail directly.