Credit cards are a double-edged sword.

Its benefits can alleviate the capital turnover difficulties of some people. If you use it well, you can save a fortune, such as redeeming credit card points for gifts, etc. In addition, there is an interest-free period of 20 to 50 days to alleviate capital turnover difficulties. Friends can save a lot of interest.

The disadvantage is that it stimulates some people to consume irrationally, and overdraft consumption causes the economic situation to deteriorate.

Special reminder: Credit cards are convenient to use, but you should consume rationally based on your own economic situation.