First, your credit card limit is insufficient or has been deactivated. If the card is in normal condition, you can pay online.

Second, goods that support credit card payment can only be paid by credit card on Taobao, which means that not all goods support credit card payment.

3. Some banks have transaction limits, which can be divided into two modes: large quick payment and small quick payment. The single transaction amount of small quick payment must be less than or equal to 500 yuan, and the single transaction amount of large quick payment can be greater than 500 yuan (the upper limit of single transaction depends on the partner). Alipay and Tenpay will prompt the limit when the cardholder pays quickly.

Fourth, the UnionPay payment system was upgraded and credit card transactions were suspended.

Verb (abbreviation of verb) category does not meet the requirements (such as virtual category, adult category, jewelry category): Bank/Alipay controls the credit card risk of these categories, and it is not recommended to open online credit card payment function.

6. Market sellers do not meet the service opening conditions: a. The opening time is less than half a year; B the star rating of the store is less than 3 stars, and the consumer protection deposit paid is insufficient 1 1,000 yuan. 7. The seller's Alipay account is suspected of cashing in stocks. In order to control the risk of online credit card transactions, it is not recommended to open credit card payment services.

In addition to the above reasons, if you still can't pay by credit card with Taobao, please call the customer service phone of the bank credit card center directly to consult the relevant staff, and be careful not to go into the phishing website by mistake, causing personal property losses! ?

Credit cards are also called debit cards. It is a non-cash transaction payment method and a simple credit service. Credit cards are issued to cardholders by banks or credit card companies according to the credit and financial resources of users. Cardholders don't need to pay cash when using credit cards, and the bills will be returned when they arrive. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to the credit card issued by the bank, which gives the cardholder a certain credit limit, within which the cardholder can spend first and then repay. A quasi-credit card refers to a quasi-credit card issued by a bank. The cardholder deposits a certain amount of reserve fund according to the regulations. When the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.