1. What is applying for a credit card by card? Applying for a credit card by card means that the applicant applies for a credit card from the bank by using the credit card he or she already holds in his or her name as the application materials. . Many card gods have introduced this application method. It is said that this method is not only fast in credit card approval, but also has a higher pass rate than the ordinary application method. Of course, the most important thing is that credit card applications are easier to get approved through the card application method. High amount.
2. Not all banks support credit card applications.
1. Banks that can apply for credit cards by card (1) Bank of China has held other banks’ credit cards for 3 months. You can apply for the above; (2) Bank of Communications, if you have held a credit card from another bank for more than 1 year, you can apply at the counter; (3) Guangfa Bank, if you have held a credit card from another bank for more than 6 months, you can apply at the counter; (4) Ping An Bank, if you have held a credit card from another bank for more than 6 months, you can apply at the counter; If you have a credit card that is more than 6 months old, you can go to the counter to apply; (5) If you have a credit card from another bank and the Shanghai Pudong Development Bank has been holding a credit card for more than 1 year, you can go to the counter to apply.
2. Credit cards from banks such as Industrial and Commercial Bank of China, China Construction Bank, Agricultural Bank of China, China Merchants Bank, CITIC Bank, China Everbright Bank, Hua Xia Bank, Industrial Bank and China Minsheng Bank are not supported. Get a card by card.
3. Apply for a card with a card to meet the conditions 1. The credit card provided by other banks has a good credit card usage record, preferably with a relatively high credit limit; Note: It is generally required that there is no overdue repayment of more than 30 days within 6 months. Record. 2. The number of credit cards held under your name does not exceed the bank limit. A few banks stipulate that if you hold more than 3 (or 5) credit cards from other banks and frequently use more than 90% of your credit limit, they will generally not be allowed to apply. Applying for a credit card is nothing more than borrowing money. There are tricks to apply for a card. Not only will the bank review it quickly, but the next batch of credit will also be high.