There is no fee. The application on Alipay is an online credit card. You must go to the bank for an interview. The credit card interview is mainly for applicants to apply for a credit card online. According to the requirements of the regulatory authorities, credit card applications must be submitted by the cardholder. When the applicant applies for a credit card online, the card-issuing bank obtains the customer's application information through the Internet, so it cannot determine whether it is the applicant who submitted the application information.

1. Situations that require an interview: Apply for a credit card online and get approved for the first time. Except for ICBC, all non-branch applications must be interviewed.

2. Banks that require an interview: For banks that can apply for card approval through the Internet, those who approve the card for the first time will be required to go to the counter to activate.

3. Documents required for the bank interview: the person and his ID card. There are exceptions for certain banks and regions, and there will be requirements such as submitting social security statements.

4. The interview process of each bank: The procedures of all major banks are similar. They all go to the branch to verify the identity and sign.

5. Results after the interview: Most banks can use it immediately after the interview is successful. The exception is China Guangfa Bank, which requires a second review of 7-15 days. The VTM visual counter is available 24 hours a day on weekdays.

6. Interview success rate: Some banks are 100% successful. Some banks are not, and the visa interview fails.