Legal analysis: The debtor has gone out of business, has had its business license revoked, and is unable to repay the debt. This requires investigating whether the debtor’s registered capital is in place during industrial and commercial registration. If the capital contribution is false, the capital verification agency will falsely verify the capital, and the financial institution will provide false capital. Capital verification certificate shall bear infringement liability according to law. Sue the debtor's founding unit or shareholders, capital verification agencies, and financial institutions together with the debtor.

Legal basis: Article 171 of the "Criminal Law of the People's Republic of China and the People's Republic of China" If a cardholder overdrafts beyond the prescribed period and fails to return the money after being called by the card-issuing bank, he or she uses a counterfeit credit card, etc. If the amount is relatively large, the cardholder shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; if the amount is particularly huge or other particularly serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or criminal detention or a fine of not less than 20,000 yuan but not more than 200,000 yuan. Life imprisonment and a fine of not less than 50,000 yuan but not more than 500,000 yuan or confiscation of property.