Credit card collection processing means that the relevant credit card is waiting for cancellation. At this time, you can also call the customer service phone number of the relevant bank, and then transfer to the manual service for consultation.

When a user cancels a credit card, he can collect the card first, and then do the corresponding cancellation procedures one month later, but he can also make an appointment to cancel the account directly on the day of cancellation.

Credit card cancellation is divided into card cancellation and account cancellation. It is recommended to cancel the account after returning the card, otherwise there may be some problems in re-applying for the credit card. If the credit card still has points to cancel, it is recommended to redeem them all before canceling the card.