Generally speaking, the overdraft limits of different credit card types are definitely different. The level of the limit directly determines the amount of the overdraft.
When Industrial Bank grants a credit card overdraft limit, it will review the given online limit based on the personal information provided by the applicant. In other words, the more detailed and comprehensive information the applicant provides to Industrial Bank, the higher the final credit overdraft limit will be.
1. The credit limit of Industrial Standard Card is generally between RMB 3,000-10,000.
2. The credit limit of Industrial Gold Card is in the range of RMB 10,000-50,000. Inside.
3. The maximum cash withdrawal limit of Industrial Bank credit card can reach 50% of the actual limit.
The specific limit of the card you apply for is mainly determined based on your asset status. If you have a car, a house, and a high income, the limit will definitely not be low.