Legal analysis: No, it must be Chinese nationality and other valid identity information. Applicant information includes: number, applicant name, valid ID name, ID number, unit name, unit address, residential address, billing address, contact number, contact name, contact phone number, contact verification information, and others Verification information, etc.
Legal basis: "Measures for the Supervision and Administration of Credit Card Business of Commercial Banks"
Article 37 The text of credit card application materials printed by the card-issuing bank shall contain at least the following elements:
(1) Applicant information: number, applicant name, valid ID name, ID number, unit name, unit address, residential address, billing address, contact number, contact name, contact number, contact number Personal verification information, other verification information, etc.;
(2) Contract information: receipt contract (agreement), credit card regulations, important reminders, notification methods of contract information changes, etc.;
(3) Fee information: main charging items and charging levels, charging information inquiry channels, notification methods of changes in charging information, etc.;
(4) Other information: credit cards held by the applicant and their credit limits , applicant statement, applicant confirmation column and signature column, card-issuing bank service telephone number and bank website, complaint channels, etc. "Important reminders" should be listed in a conspicuous manner in the credit card application materials, including at least the basic conditions for applying for a credit card, the required basic application materials, interest calculation rules, annual fee/late fee/over-limit fee collection methods, and reading the application contract. (Agreement) and signature, reminders about the security and confidentiality of the applicant’s information, reminders about legal responsibilities and handling measures related to illegal use of credit cards, and other information that has a significant impact on the applicant’s credit, rights and obligations, etc. The applicant’s confirmation column should contain the following statement, and require the customer to copy and sign: “I have read all the application materials, fully understand and clearly understand the relevant information of the credit card product, and am willing to abide by the rules of the application contract (agreement). ”
Article 38 The card-issuing bank shall publicly and clearly inform the applicant of the application materials and basic requirements that need to be submitted. The application materials must be signed by the applicant himself, and shall not be used without the customer’s knowledge or against the customer’s wishes. card issuance. The credit card supplementary card application materials accepted by the card-issuing bank must be confirmed by the main cardholder's personal signature, customer service phone recording, electronic signature, or a method mutually recognized by the cardholder and the card-issuing bank.