Of course, credit cards can be withdrawn. Recently, there are two popular ways:

One way is to withdraw money directly from the UnionPay deposit and withdrawal machine. In this case, you can only withdraw one of your credit lines. If your credit line is 50,000, you can only withdraw 25,000 at most. Moreover, the interest rate is high. My Bank of Communications is 0.5% a day. That is to say, you get 1000 yuan a month, 15 yuan. He counts by the day, starting from the day you withdraw money.

In another case, our common cash withdrawal method is to brush it out on the POS machine. In the way of virtual message, the merchant charges a small fee and gives you cash directly. The bank doesn't know how you got out. As shopping expenses. There is an interest-free period. Have a plenty of 50 days, as long as it is paid off within the specified time, it will not generate interest. In fact, this situation is contrary to the financial industry.

Note: If the cardholder fails to repay the loan on time, he must bear the overdue repayment interest higher than the overdraft interest, which may cause a bad credit record. If he borrows from the bank in the future, there will be problems and even bear the legal risk of personal credit loss.

If the credit card is stolen, you can report the loss to the bank at the first time. UnionPay will not transfer the money to the merchant at the first time, and you can only spend normally if you sign and confirm that it is yours.

Generally, I have a password and signature that are valid at the same time, and I want to remind you of your account status by SMS at any time.