Generally, there are no points, only some credit cards have points, such as China Bank Taobao Credit Card. Before 20021,12, and 3 1, the Bank of China credit card was used to bind fast payments such as WeChat, Alipay, JD.COM and Meituan, as well as other mobile payments such as special payment, UnionPay flash payment and mobile payment. Every time you spend 1 yuan, the credit card transaction points of China Bank can be accumulated to 1, and each cardholder can get up to 5 per natural month.