The daily interest rate is .5%, and the interest for one day is 182.5 yuan in .5 yuan, and it is 2,19 yuan in 12 years until it is paid off. In addition, there are late fees, etc. It is too long to understand. It is recommended to call the credit card center to verify the specific amount.
The liability for overdue credit cards depends on the specific amount you owe and the overdue time. Generally, the crime of credit card fraud means that you owe more than 1, yuan, and if you don't return it after two reminders by the issuing bank for more than 3 months, it constitutes a crime, and you must bear criminal responsibility and civil repayment responsibility. If your situation does not meet the above requirements, you have civil liability to repay the arrears.
1. ICBC's credit card is the credit card with the highest circulation in China. The main types of ICBC's credit cards are: Peony International Credit Card, Peony Credit Card and Peony Credit Card; According to the brand of ICBC credit card, it is divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card; According to the credit rating, it is divided into: platinum card, gold card and ordinary card; According to the issuing object, it is divided into business cards and personal cards, in which personal cards are divided into main cards and auxiliary cards.
2. Peony quasi-credit card is a quasi-credit card issued by Industrial and Commercial Bank of China, where the cardholder deposits a certain amount of reserve fund as required and can overdraw within the specified credit limit when the balance of the reserve fund account is insufficient. Peony quasi-credit card can be used in China, China, Macau, China and UnionPay acceptance points in Thailand, South Korea, Singapore and other countries for settlement in RMB, with the functions of transfer settlement, cash deposit and withdrawal, credit consumption and so on. This peony quasi-credit card is a quasi-credit card with China characteristics, which has no precedent in other countries in the world. The emergence of this quasi-credit card is a reflection of the imperfect credit system in China. Peony quasi-credit card has stopped issuing. The peony credit card and peony international credit card that really meet the needs of the public are the development direction.
3. Peony International Credit Card is a credit card product with international standards launched by China Industrial and Commercial Bank. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency. Peony International Card adopts the circulating credit transaction method, which overdraws the consumption within the credit limit. If it is repaid in full before the due repayment date, it can enjoy the interest-free repayment discount. The card is universal. Peony Credit Card is a credit card issued by Industrial and Commercial Bank of China, which is limited to RMB credit cards used in the People's Republic of China. Settlement in RMB, with credit consumption, transfer settlement, cash deposit and withdrawal and other functions. Peony credit cards are divided into business cards and personal cards according to different issuers; According to different credit grades, it is divided into gold card and ordinary card.