1. Additional conditions for China Agricultural Bank to apply for credit card and gold card: If you want to apply for China Agricultural Bank's credit card and gold card, the applicant must have an average daily financial asset of more than 654.38+million yuan 12 months before China Agricultural Bank entered the bank, or the applicant (new marketing user) must have financial assets 12 months before China Agricultural Bank went public.
2. It can be seen that it is still difficult for ordinary users to apply for the ABC credit card gold card. In addition to meeting the basic application conditions for credit cards, the deposit must reach more than 6,543,800 yuan.
1. Personal credit cards of Agricultural Bank of China include platinum cards, gold cards and ordinary cards. According to the brand, it is divided into silver card, gold card and UnionPay card. In addition to standard credit cards, there are special credit cards, such as Easy Card, Jinsui Zunran Platinum Credit Card, Jinsui Tennis Platinum Card, Jinsui Golf Platinum Card, Jinsui Hongkong Travel Card, Jinsui Taiwan Province Travel Card, Jinsui Ctrip Travel Card, Jinsui Shi Sheng China Card, Jinsui Environmental Protection Card and Jinsui Co-branded Card. According to the nature of the card, ABC personal credit cards are divided into credit cards and quasi-credit cards. Credit card is a credit card that the bank gives the cardholder a certain credit limit.
2. Cardholders don't need to save money before using the card, they can spend it first and then repay it within the consumption credit limit. The quasi-credit card of Agricultural Bank of China can be overdrawn in cash, and there is no handling fee. The interest rate is 5/ 10000, and the principal and interest can be settled in one lump sum within 60 days. Credit card limits of China Agricultural Bank and China Agricultural Bank are granted by banks according to the qualifications of applicants. Generally, the amount of ordinary cards is below 10000 yuan, the amount of gold cards is between 10000 yuan and 50000 yuan, and the amount of platinum cards is above 50000 yuan, with no upper limit.
3. Some people will doubt that the maximum credit limit of ABC's credit card is the comprehensive credit limit of the credit card, and the maximum credit limit of ABC's credit card is scored according to your situation. The most important thing is work, that is, your cash inflow ability and stability. The best are civil servants, followed by institutions, followed by large enterprises, foreign companies and so on. Next is the location. The higher the status, the higher the income, the stronger the solvency and the higher the quality. Credit history, previous credit card repayment and loan repayment records. Education, assets, real estate, vehicles, deposits, etc. Will also be added.