I am a student and would like to ask how the career of a credit card account manager is like

It depends on the situation. In third- and fourth-tier cities, there is still a lot of room for growth in credit card issuance. The account manager of the credit card center is okay, but in big cities where credit card issuance is almost saturated, this position is very difficult to find.

The account manager of the credit card center, to put it bluntly, is the salesperson, responsible for pushing away Karaxin and others. This position was still very good in the first two years, and the popularity of credit cards was not high. However, recently, it will be very difficult in 2021. Those who can apply for a card have already done so, and those who cannot apply for a card still cannot get it due to credit problems. In addition, risk management and control have improved, and the review of card withdrawal has become more stringent, so this position may not be as easy to do as you think.

Next, I will give you a detailed analysis of the advantages and disadvantages of this industry. Let’s talk about the disadvantages first:

1. Hard work and pressure; (As a salesperson, there is nothing without performance.)

2. There is no promotion prospect; (It takes a long time and outstanding performance to go from salesman to supervisor. There are many salesmen in the unit who have experienced five to ten years before they can be promoted to supervisor. It takes at least two years, and the performance must be outstanding every month.)

3. There is no establishment. (This job is an outsourcing company of a bank, which means that you are only a temporary contract worker, not a formal employee. It is extremely difficult to obtain a formal establishment of a bank in this industry.)

Of course, no matter which No industry can only have shortcomings and not advantages, so let me analyze the advantages of this industry with you:

1. Free working hours; (you can go out after punching in in the morning and having a meeting, come in at night It doesn’t matter if you don’t work in the company, the time autonomy is very high)

2. The salary is high; (If you complete the performance every month, it will be between 6,000 and 8,000. Don’t believe the credit card account manager recruitment information mentioned in the recruitment information. There may be situations like 1w, 2w, and 3w, which are basically impossible to get)

3. It is very training. (As long as you are willing to learn, you can develop strong communication skills in a short period of time.)

Career introduction for bank credit card clerk?

The work mainly includes:

(1) Develop and develop overseas credit card agency business, develop the credit scope of RMB credit cards, design new varieties of credit card business, and adjust the structure of different credit cards Proportion;

(2) Prepare and implement purchase and printing plans for credit card machines and cards, manage credit card machines and related vouchers;

(3) Develop cardholders and review applications The credit of the person and the guarantor, and handle account opening and card issuance for them;

(4) Issue Tuxedo’s special merchants, handle the payment for the special merchants, and clear funds with the card issuing bank;

( 5) Handle credit card cash deposits and withdrawals, off-site large-amount shopping transfer and clearing services, and send statements to customers;

(6) Carry out credit control and credit authorization for cardholders, special merchants and cash withdrawal outlets;

(7) Handle the loss report and replacement of credit cards, replace expired credit cards, and replace contaminated or damaged credit cards;

(8) Handle overdue credit cards , Confiscating stop-payment cards, counterfeit cards and fraudulently used cards;

(9) Confirm, report and receive the credit card stop-payment list, and deliver it to the acquiring bank, special merchants and cash withdrawal outlets;

(10) Handle credit card account cancellation.

How to fill in professional information when applying for a credit card? It can be packaged like this

One of the prerequisites for credit card application is to have a stable job and income. For this reason, the credit card application form will require filling in position information, including unit, job position, job income, etc. So, how to fill in these job information to help approve the card and obtain a higher credit limit? Let’s take a look below.

Tips for filling in professional information when applying for a credit card:

1. Unit

If you have a work unit, just fill in the unit where you work truthfully. Remember to write the full name of the unit. , and can be checked by the bank.

If you don't have an employer, you can fill in your friend's employer, but you have to inform your friend in advance. It's best to let him have a good relationship with the front desk.

2. Work phone number

When applying for a credit card online, most banks will call the work unit for a follow-up visit. The main purpose is to confirm whether there is someone in the unit. Therefore, the work phone number that needs to be filled in must be The call goes through, and you have to make sure that the person who answers the phone knows you. Otherwise, if you say you don't know you, the bank will think that the information you filled in is false and will not approve the card.

3. Job position

Don’t fill in the position too low, and don’t pursue a high position. It’s best to fill it in based on your working years. For example, if you have been working for five or six years and fill in the name of department manager, the bank will not take the initiative to verify it. As long as you don't reveal your secret when you answer the call for a return visit, it will be fine.

4. Work income

This is the key for banks to measure your repayment ability, and it will affect the credit card approval limit. In addition to the monthly salary, you can also convert the various benefits provided by the company into cash, plus the year-end bonus, fill it out based on the number of years of service, and it should be around 70,000 to 80,000.

The above is the relevant introduction to "How to fill in professional information when applying for a credit card". I hope it will be helpful to everyone.

Is the occupation changed on the credit card app valid?

The occupation changed on the credit card app is valid. There are the following methods to modify professional information on a credit card:

1. Call the credit card customer service directly to modify it.

2. Bring your ID card and credit card to the bank counter to make changes.

3. Modify the bank app or WeChat official account.

What does a credit card application specialist do, including daily work! The more specific the better!

1. Credit card specialists are sent by the bank’s credit card department to life insurance companies to assist life insurance salesmen in handling credit card business.

Take Ping An Insurance as an example. Ping An’s life insurance salespeople can do cross-selling, banking business, property insurance business, credit, securities, investment, etc. Therefore, banks, property insurance, securities and other companies will designate a specialist for each department to assist salesmen in handling their own company's business, and provide relevant training and guidance to life insurance salesmen.

For banks, they are banking specialists, for property insurance companies, they are property and casualty insurance specialists, and for securities companies, they are securities specialists.

To put it simply, I am very familiar with life insurance and am an expert, but it is impossible to be an expert in property insurance, banking, and securities. In that case, I need the guidance and assistance of these specialists.

II. Job Description

Job Responsibilities:

1. Applicants aged 23-45, with one year or more work experience; (Nanjing locals may qualify Relaxed)

2. Educational background: college degree or above;

3. Enthusiastic and positive, motivated and responsible, loves his job, and can accept training from the company;

4 , have good organizational and communication skills, and be able to endure hardships and endure hardships;

5. Be able to accept challenging work with good psychological quality and teamwork ability;

6. Have experience in finance, Applicants with working experience in management, insurance, sales, service, medicine or law industries are preferred.

Job Requirements:

Job Requirements:

1. Serve the company’s VIP customers and high-value individual customers, and provide comprehensive financial management for high-value individual customers. Services;

2. Banking business: related products and services provided by Ping An Bank, including savings business, financial management business, credit card business, credit business, etc.;

3. Securities business: Stocks, bonds, funds;

4. Trust business: property trust management, financial product trust management;

5. Life insurance: health, accident, pension, education fund, group insurance etc.;

6. Property insurance: car insurance, home property insurance, cargo transportation insurance, public liability insurance, etc.;

7. Regularly contact customers to report the income of financial products, Maintain a good relationship of trust.

That’s it for the introduction to the credit card profession.