Hello, our credit card has an annual fee, and we also have an annual fee exemption discount.

The annual fee for a China Merchants Bank credit card is RMB 100 per year for a regular card and RMB 300 per year for a gold card. The annual fee is charged once a year. If you apply for 2 cards or additional cards at the same time, the annual fee for the second card or additional card will be 1/2 of the first card. The annual fee is calculated from the issuance date of your card (the validity period under the credit card number, the previous date is the issuance date), not the calendar year. If you successfully apply for a China Merchants Bank credit card (except unlimited card/platinum card/business card/ANA co-branded card/VISA MINI card/MSN MINI card/VOGUE titanium card/HELLOKITTY fan gold card/MISS KITTY perfume credit card), the annual fee for the first year The advance payment is exempted for you by China Merchants Bank credit card or partners. Within the validity period of your card for a full year (from the card issuance date, not a natural year), you can enjoy the exemption if you make 6 purchases (amount and form are not limited) with a single card. There is an annual fee for the card. And until the new annual fee discount policy changes are notified, this discount will be valid for a long time.

The salary card you use should be our bank card. Bank cards have account management fees but no annual fees. Branches with different bank card account management fees have relevant account management fee preferential policies. You can call 95555, choose 2 for manual service, choose 1 for personal business, choose 5 for manual consultation on account management fees.

Online transfer requires you to activate the online transfer function. If you have applied for the special version of our bank, you can transfer money through the professional version.

Transfer between banks in the same city

Normal mode< /p>

Access within 1-2 working days

2 yuan/transaction (regardless of the amount)

Quick mode

(6.0 .3.0 or above)

Our bank immediately proposed that the arrival time depends on the beneficiary bank's entry time

3 yuan/transaction

(Single transaction limit for each branch Please click)

Real-time mode

(version 6.0.3.7 or above)

Real-time arrival

0.2% of the transaction amount, 2 -20 yuan

With Gold Card, Golden Sunflower customers receive free transfer fees.