If there is an outstanding part of the previous bill, we will give priority to the interest and handling fee owed in the previous period, and then the principal owed.

After the current arrears are fully repaid, if there is any surplus, it will be used to repay the current arrears.

If the cardholder's previous bills have all been paid off, the repayment before the repayment date will give priority to offset some of the debts withdrawn, so as to avoid the interest loss caused by the cardholder's withdrawal. This provision is still more favorable to cardholders.

The minimum repayment amount of each installment is 10% of the general credit card transaction, plus all outstanding minimum repayment amount in the previous period, plus all the money used beyond the credit limit, plus all expenses and interest.

If you hold more than two credit cards in the bank at the same time, the minimum repayment amount of each period is the sum of the minimum repayment amount of each card you hold.