1. If you apply for a small card at a Pudong Development Bank branch or mobile business hall, they will help you activate the small card on the spot. (Unless some units issue small cards in batches, you need to call 4001095528 to activate the small card, otherwise the small card does not need to be activated.)

2. The small card has two accounts, one is an electronic cash account, you must first go to Only by recharging money can you spend it at machines with the QuickPass logo. The maximum recharge is 1,000 yuan. The other is a credit account, which can be overdrafted. When the card is issued on site, you will first be given an instant credit limit between 0 and 1,000 yuan. Currently, you can have an overdraft of 300 yuan. After the big card is approved, the credit limit of the big card will cover the small card.

3. Large cards can be processed in about 15 working days, but it depends on the approved quota. For example, if the credit limit of a large card is 10,000, then your credit limit is 10,000 for both large and small cards, and this limit is the only one you can use. The worst case scenario is that the credit limit of the big card is 0, and then the 300 of the small card is gone and will be overwritten, and it will become 0 together.

The above are some of my humble opinions. If there is anything wrong, please correct me. Thank you!