When handling installment payment, the holders of Huaxia Bank Credit Card often apply for flexible installment of Huaxia Bank Credit Card. However, sometimes when people have enough money after installment payment, they will want to repay in advance. So, can Huaxia Bank credit card repay in advance in flexible installments? Is there an installment fee after prepayment? I will answer your question today.

Can Huaxia Bank credit card repay in advance in flexible installments?

Huaxia bank credit card can be flexibly repaid in advance by installments. However, if you want to repay in advance, you need to apply to terminate the installment service first. You can call Huaxia Bank's customer service number, contact Huaxia Bank's customer service staff to terminate the installment, and then you can repay in advance.

If you repay the loan in advance without terminating the installment, the bank will not deduct the overpayment, but the bank will still deduct the money according to the installment standard, and the overpayment will result in overpayment.

Is Huaxia Bank's credit card prepayment flexible in installments? Is there an installment fee?

After Huaxia Bank's credit card is repaid in advance by flexible installment, the installment fee paid before will not be refunded, and the unpaid installment fee will not be exempted, and it will be paid in one lump sum together with the unpaid principal.

The above is about "Can Huaxia Bank credit cards be repaid in advance in flexible installments? Do you still need an installment fee? " The answer. Huaxia bank credit card can be flexibly repaid in advance by installments. Just apply for termination of installment repayment. However, if the repayment is made in advance, the handling fee of the previous period is inevitable, and the remaining unfinished procedures need to be paid off at one time.