The credit card limit is mainly determined by the applicant's personal and economic conditions.
1. Personal conditions
Applicants must have a regular job, a stable income, and a monthly salary of more than 3,000 yuan. In addition, the applicant must ensure that personal credit information is good and there is no serious bad record.
2. Economic situation
The economic situation will directly affect the credit limit of the cardholder. The better the conditions, the higher the credit limit. Economic conditions mainly include real estate, automobile production, deposits and so on under the name of the cardholder.
3. Other conditions
The applicant's gender, age, position, education, etc. It will also affect the credit card limit. In some banks' auditing standards, the applicant's marital status is even one of the reference conditions.
Longka Automobile Card is one of the series products of Longka Credit Card issued by China Construction Bank, which is specially tailored for private car owners and is the first lifestyle concept card in China. It has all the functions of Longka credit card, and enjoys five basic rights and counter priority services, such as double oil change, car wash gift service, car insurance group purchase discount, free road rescue and special car rental courtesy.