The best repayment amount of ICBC's credit card refers to paying off the credit card repayment amount in full on the due repayment date.
The best repayment amount is to pay off all the credit cards on the due repayment date.
Amount to be repaid:
Amount of bills payable between billing date and repayment date-amount of deposits between billing date and repayment date.
For example:
The amount payable on the bill received this month is 5000 yuan. Before the repayment date, you overdrawn 2,000 yuan and deposited 1 1,000 yuan that day. Optimal repayment amount = 5000 yuan-1000 yuan = 6000 yuan.
Extended data
ICBC customers can check the current credit card balance and the optimal/minimum repayment amount through online banking and ICBC e life channel.
Tips:
1. If the optimal/minimum repayment amount of the customer's credit card is 0, it means that there is no need to repay the current bill;
2. After handling the credit card repayment, the information of the amount to be repaid will generally be updated the next day. Customers can check it the next day, or check the credit card details to understand the posting situation.