Bank of Communications Universal Credit Card is a consumption abroad chip card launched by Bank of Communications. Overseas use, global enjoyment. Bank of Communications Global Credit Card fully supports overseas non-collection payment of MasterCard Paywave or Visa Paywave, which can be completed in 0.5 seconds at the earliest, and supports US dollar arbitrary foreign currency consumption accounting and RMB repayment. Global cards are divided into elite and regular versions.
Product advantage
Universal cards are divided into basic cards and elite versions. This product has the following advantages:
1.？ Chip magnetic stripe integration? Card category for reduce that risk of fraudulent card swiping
The security of overseas credit card swiping has always been a major problem for cardholders. Universal card adopts the world advanced EMV chip security control technology? , with DDA (dynamic data authentication) function, adopts magnetic stripe chip dual media, effectively upgrades the safety factor, and effectively reduces the risk of counterfeit cards.
2 support small non-connections? Jisu credit card payment
Support the latest credit card payment method: contactless transaction. Micro-payment can experience fast transactions without confidentiality and visa, and the payment can be completed by shaking the card. Users can experience fast and convenient inductive credit card transactions on devices that support "no payment", and micropayments are condensed into "second-speed" transactions-all payment processes can be completed within 0.5 seconds without entering passwords or confirming signatures.
3. Are there any foreign currency transactions? Pricing strategy without currency conversion fee
Support full currency consumption and provide VISA? Paywave/ MasterCard Paypass did not receive the transaction. Global elite credit card users can enjoy 0 handling fee for any currency conversion since opening the card; The exchange fee for overseas non-USD transactions of basic cardholders is 1.75%, which will be reduced to 1.5% from next year.
4.？ Free annual fee in the first year, and free annual fee in the second year of offline POS? Card service
Universal card is free of annual fee in the first year. Consumption in the current year 1 offline POS, and annual fee is exempted in the following year. In addition, foreign exchange can be purchased automatically on the billing date (enabled or closed by default), and self-service foreign exchange purchase can realize repayment in US dollars (before the billing date), and various repayment methods are supported: automatic deduction, self-service repayment and cash repayment in US dollars.
5.？ Do you share the weekly brushing activities? Consumption abroad 10 times integral?
Universal Card and ordinary Bank of Communications Credit Card enjoy weekly swiping activities, enjoy consumption abroad 10 bonus, with a maximum of 500,000 points and a 15% discount for famous shops around the world. The basic version of overseas trading 1 scored 7 points, and the elite version of overseas trading 1 scored 14 points. Enjoy the "Enjoy Heaven and Earth" flight mileage plan, enjoy the catering in the point paradise and the full point consumption of some offline businesses.