Standard Chartered Bank, HSBC and other foreign banks in China have launched credit card services in mainland China. Compared with Chinese banks, foreign banks have fewer credit card types, but different consumers can also use credit cards according to their needs. Apply for a credit card that suits your needs. For example, HSBC China’s first credit card is divided into three types, which are respectively targeted at life-loving people, travel experts and HSBC Premier customers, providing them with rich customized benefits and privileges in areas such as travel, shopping, food, entertainment and leisure.

However, the threshold for foreign bank credit cards is relatively high. The target audience of Citibank's Premium Card is the high-end elite customer group with a monthly salary of 30,000 yuan or more before tax. The supporting services of this product are also richer, including providing cardholders with various preferential rights and interests, and also providing cardholders with domestic and foreign travel and life-related consulting and booking services based on customers' daily needs. The Zhenyi series cards and Zhencheng series cards launched by Standard Chartered Bank (China) are also positioned for mid-to-high-end business travel and consumption customers.

It is worth mentioning that foreign bank credit cards also have their own unique advantages. Citibank stated that as a global international bank, it provides cardholders with global product solutions. Credit card holders can enjoy "Citi Global Privileges", which provides preferential privileges from more than 7,000 merchants around the world, covering dining, shopping, air tickets, hotels, etc. HSBC summarizes its advantages into three points, namely a more efficient digital card use experience, global merchant discounts and attractive local merchant discounts in multiple cities. Statement: The article comes from the Internet and is only for netizens to learn and communicate. If there is any infringement, please contact us to delete it.