There are advantages and disadvantages, depending on personal needs, what suits you is the best.

Advantages and disadvantages of Ping An Bank's credit card;

1, Benefits: Most of the in-card insurance, the market value of bonus insurance is much cheaper than the annual card fee, the security control is strict, and there are many activities, which is actually very good for customers. Flexible quota, full protection of consumption loss 72 hours before loss reporting, etc.

2. Disadvantages: few security outlets, expensive annual fee, troublesome repayment, and troublesome cancellation. Ping An Bank Credit Card is the first credit card launched after Shenzhen Commercial Bank merged with Ping An Bank and changed its name to Shenzhen Ping An Bank. Ping An Bank credit card has many special functions besides basic credit consumption and cash advance, and it is a cardholder.

At present, there are the following types of cards that are applied for more:

1. Elite Platinum Card: Annual fee: main card 600 yuan, supplementary card 480 yuan. From 2017165438+10/6, if the nuclear card reaches the consumption standard within 3 natural months, the annual fee for the first year will be reduced (the main card and the supplementary card are the same). The annual fee policy for the next year is that the main card is charged with 6.5438+0.2 million yuan (the auxiliary card is charged with 6.5438+0.2 million yuan), and the annual fee for the next year can be exempted.

The rights and interests are as follows:

A. If the flight is delayed for 2 hours/time, compensate 800 yuan.

B. Shuttle service between 66 yuan and domestic airports

C.10 million global comprehensive traffic accident insurance

400,000 dirhams-vehicle accident insurance

2. Owner's Card: Annual fee: Ping An Bank Owner's Credit Card, with annual fee of 200 yuan/year. Spending more than 30 thousand yuan in the first year, annual fee free in the second year, and so on. Activation will generate an annual fee for the first year and will not be reduced.

The rights and interests are as follows:

A.165438+100000 vehicle maximum accident insurance.

B. Road rescue within 30 kilometers

C. 88% discount on gasoline.

3. Annual fee of standard card: gold card 300 yuan/year; Puka 100 yuan/year; Supplementary card 150 yuan/year; Puka supplementary card 50 yuan/year. The main card is free of annual fee in the first year, swiping the card 6 times a year, and the amount is unlimited, and the annual fee for the next year can be automatically reduced, and so on; Supplementary cards are free of annual fees.

The rights and interests are as follows:

A. From the second day of the first brush, you can get a high all-round traffic accident insurance every year.

B. Cardholders who swipe their cards for the first time and swipe their main cards the next day will get a high amount of gas user accident protection every year.

Ping An Bank is an important member of China Ping An Group and an important part of the comprehensive financial service platform of China Ping An Group. As a trans-regional joint-stock commercial bank, Ping An Bank has a registered capital of 546 1 billion yuan and total assets of over10.3 billion yuan. Its head office is located in Shenzhen, with branches in Shenzhen, Shanghai, Fuzhou, Quanzhou, Xiamen and Hangzhou.

20 17, which credit cards are free of annual fees for life?

There are too many cards to enumerate.

Say a few roughly:

1. Most credit cards of Shanghai Pudong Development Bank are free of annual fees for life (high-end card points are deducted), and Shanghai Pudong Development Bank has entered the "free era" of annual fees since 20 15;

2. visa, MasterCard, AE, JCB and Dalai single-label cards of most banks are free of annual fees within the validity period or for life;

3. Many banks' entry-level or featured cards will also offer lifetime annual fee-free discounts, such as Everbright Taobao Movie Doll Co-branded Card, Everbright Road Pink Card, Agricultural Bank Jinsui QQ Co-branded IC Card, Postal Savings Bank Standard Puka IC Credit Card, Ping An Bank Ping An You Credit Card and so on.

There are also many card types unique to local banks, and there are also some card types of local banks.

The best credit card on the blacklist

Bank of Communications Y-POWER Card, China CITIC Bank Yan Card and ICBC World Struggle Credit Card.

Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

Second, according to the relevant laws of our country (Interpretation of the Provisions of the NPC Standing Committee on Credit Cards), credit cards refer to electronic payment cards issued by commercial banks or other financial institutions with all or part of the functions of consumer payment, credit loans, transfer settlement, cash deposit and withdrawal, etc. 20 17 12 1, The Standard of English Translation and Writing in Public Service Field was formally implemented.

3. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards.

4. Since the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate).

5. The earliest credit card appeared at the end of 19. From 65438 to 1980s, the so-called credit card was developed in British clothing industry, followed by tourism and business departments. However, at that time, the card could only be used for short-term commercial credit, and the money had to be paid back as needed. There was no long-term default and no credit line.

6. Credit cards are generally special plastic cards, with a length of 85.60 mm, a width of 53.98 mm and a thickness of1mm. The name of the card issuer, the expiration date, the number and the cardholder's name are printed on the front, and there are chips, magnetic strips and signature strips on the back. Cardholders can use credit cards to shop, spend money and deposit and withdraw cash from banks.

20 17 what credit cards are easy to use, and the introduction of the most useful credit cards ends here. I wonder if you have found the information you need?