CITIC Bank’s credit card purchase of foreign exchange refers to the function of using RMB to repay the foreign currency debt of the current period’s bill.

◆Supported currencies: Supports 3 foreign currencies: US dollars, Hong Kong dollars, and Euros

◆Charging standards: free

◆Repayment restrictions: the repayment amount is not greater than The outstanding balance of the foreign currency account that has been billed in the current period

◆Opening channel, effective time: SMS (edit "ZDGH + last 4 digits of the card number" and send it to 106980095558, effective in real time), 400 customer service manual activation (real-time Effective), IVR voice activation (effective in real time), activated when filling in the credit card application form (effective when the credit card is approved)

Warm reminder: Merchant refunds will not automatically purchase foreign currency for the current period's bill, only foreign currency arrears. Foreign exchange will be purchased automatically only when the RMB balance is over-deposited and foreign currency is owed after the next bill is issued. The supplementary card cannot independently activate automatic foreign exchange purchase, only the main cardholder needs to activate it.