Are there SMS notifications when making purchases with CITIC Credit Card? Is every purchase covered? Regardless of the amount?

You need to activate the SMS message service to receive consumption reminders of large and small amounts. The operation method is as follows:

1. Open the CITIC Bank client on the mobile phone desktop.

2. After opening the client, click on the upper left corner of the page.

3. Next, click Login pointed by the arrow.

4. After logging in, click on the credit card pointed by the arrow at the bottom of the page.

5. After entering the credit card page, click on the SMS notification service pointed by the arrow.

6. On the page that appears subsequently, click to turn on SMS notification.

Are there SMS reminders for credit card purchases?

There are SMS reminders for credit card purchases. The starting amount of the free SMS reminder service is 300-500 yuan.

Credit Card (English: CreditCard), also called credit card. It is a non-cash transaction payment method and a simple credit service. Credit cards are generally 85.60 mm long, 53.98 mm wide, and 1 mm thick, special carrier plastic cards with consumer credit. It is issued by the bank to individuals and organizations, and can be used to shop, consume, and deposit and withdraw cash from the bank. It is in the form of a card with the name of the issuing bank, validity period, number, cardholder name, etc. printed on the front and a magnetic card on the back. strip, signature strip.

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Are there SMS reminders after credit card purchases?

Some do, some don’t. . Take China Merchants Bank as an example: there will be no text message reminder if the consumption of China Merchants Bank credit card does not exceed 100 yuan, and the prompt will only appear after the consumption exceeds 300 yuan. This is why some have mobile phone text message reminders and some do not. When a CMB credit card supplementary card is used for consumption, regardless of the amount, the main cardholder will not receive a text message reminder, but the next day, the main credit cardholder will receive an e-mail with the supplementary card consumption details. There is no separate bill for the CMB credit card supplementary card. The monthly combined bill for the main card and supplementary card will be sent (or emailed) to the main cardholder. If you want to check, you can ask the main cardholder.

Why are there no SMS reminders for credit card purchases?

There are five possibilities:

1. The bank card has not yet opened the SMS reminder service, or the mobile phone number is reserved incorrectly;

2. The amount has changed The SMS reminder amount has not been reached;

3. The mobile phone or operator blocks the bank’s SMS number. For mobile phone problems, you can change the settings, and for operator problems, you can consult customer service; 4. Bank system problems lead to delays, or signal failure. However, it may also cause the message to be delayed or not sent;

5. If the SMS deduction is unsuccessful for 2 consecutive months and the status is in arrears, no SMS reminder will be sent.

Information expansion:

How to activate the SMS reminder function:

1. Dial phone banking and switch to manual signing of the mobile messenger contract. Provide bank and appropriate identity information according to the prompts, and you can activate it.

2. Go to the local bank branch with your valid ID and bank card, fill in the application form for business processing, select "SMS Reminder" in the business processing column of the application, and attach the information that needs to be bound. Just use a commonly used mobile phone number for receiving text messages.

What materials are needed to apply for a bank card?

1. Debit card (debit card, special card, stored-value card)

If you want to apply for a debit card, you don’t need too much information. Applicants should bring Just go directly to the bank counter with your ID card and about 50 yuan in cash.

Things to note when applying for a debit card:

First, there is the issue of annual bank card fees.

Some banks will charge applicants a certain annual fee, usually 10 yuan, which is charged once a year at a fixed time. If the applicant applies for the bank card only to use it once, he or she may consider canceling the card after using it to avoid paying more annual fees.

Second, whether to open electronic services.

When applying for a bank card, bank staff will actively recommend you to apply for relevant electronic services, such as online banking, mobile banking, etc. For this type of business, customers can choose to handle it freely and are not bound to handle it. Users should handle it according to their own needs.

Third, the opening of third-party accounts.

Common third-party accounts are financial accounts such as fund accounts, stock accounts and precious metal accounts. For customers who have financial management needs in this area, when applying for a bank card, they can ask bank staff to open it together. It should be noted that a stock account can only sign an agreement with one bank account. If you want to change the bank, you need to cancel the contract with the previous bank account first.

2. Credit card (credit card, quasi-credit card)

If you want to apply for a credit card, you need to prepare much more information than a debit card. Applicants not only need to bring their ID cards, but also provide local household registration or residence certificate. In addition, applicants also need to provide personal proof of work income, asset proof, etc.

First, prepare the information

1. Proof of identity, household registration or residence certificate

You need to provide the identity proof information of the credit card applicant, such as: ID card , military ID card (including copy);

You also need to provide your home address, such as: a copy of your passport, household register, and residence permit.

2. Proof of work

It is also important to have a relatively stable job and income. If you cannot see the proof of work, the bank cannot judge whether the applicant has the ability to repay the loan. , it is difficult to approve the card.

Bring the original work certificate (stamped with company seal) and copy issued by the employer.

3. Proof of financial resources

For example: salary bank statements for the past three months, social security payment certificates, etc.;

If you have a car or a house, you can provide Real estate certificates, car driving licenses, etc. are even better. These documents can prove the applicant's financial level.

Second, fill in the credit card application form and go to the bank counter to apply.

Bring the information to the bank counter, fill in the credit card application form, submit the materials and apply for the credit card under the guidance of the staff.

Third, provide relevant information online at major banks and obtain a credit card after verification.

That’s it for the introduction of credit card consumption SMS reminders.