1. The main card applicant must be 18-60 years old if he is a local resident, and 25-60 years old if he is an overseas person;

2. The supplementary card applicant must be the parent, spouse or child of the main card holder (18 years old or older);

3. Users need to have a stable job and income and be able to continue to repay;

4. The applicant has a good credit record and no bad credit record;

5. Be able to provide relevant certificates required by the bank.