The Agricultural Bank of China issues both debit cards (savings cards) and credit cards (credit cards).

The Golden Harvest Debit Card is a physical medium payment tool issued by the Agricultural Bank of China. Overdraft is not allowed. It has functions such as cash deposit and withdrawal, transfer settlement, consumption, and financial management.

The Golden Harvest Credit Card refers to a credit card issued by the Agricultural Bank of China that gives the cardholder a certain credit limit. The cardholder can consume within the credit limit and then repay, and enjoy a certain interest-free period. Credit payment tools, with functions such as consumer credit and cash advance.

You can call the Agricultural Bank of China customer service hotline to check your Agricultural Bank of China card type.