The credit card of Guangfa Bank can generally exceed 10% of the total credit card amount. However, related services need to be over-opened, and excessive consumption cannot be carried out without opening.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

According to different card issuers, it can be divided into bank cards and non-bank cards.

Bank card. This is a credit card issued by the bank. Cardholders can shop and spend money at the special merchants of the issuing bank, or they can withdraw cash at any time at the outlets of the issuing bank or at places with ATMs.

Non-bank card.

This kind of card can be divided into retail credit card and travel entertainment card. Retail credit cards are credit cards issued by commercial organizations, such as department stores and oil companies, which are specially used for shopping in designated stores or filling gas stations. , and settle accounts regularly. Travel and entertainment card is a credit card issued by airlines, travel companies and other service industries, which is used for ticket purchase, dining, accommodation, entertainment and so on.

According to the different issuing banks, it can be divided into corporate cards and personal cards.

Company card. Company cards are issued to various industrial and commercial enterprises, scientific research and education institutions, state party and government organs, armed forces, organizations and other legal person organizations.

Personal card. Personal cards are issued to individual urban and rural residents, including workers, cadres, teachers, scientific and technological workers, self-employed households and other adult urban and rural residents with stable income sources. The personal card is applied in the name of an individual and bears all the responsibilities for its use.

According to the credit status of cardholders, it can be divided into ordinary cards and gold cards.

Ordinary card. Ordinary cards are issued to cardholders with average economic strength, credibility and status, and the requirements are not high.

Gold card.

Gold card is an advanced credit card that pays a high membership fee and enjoys special treatment. Card issuers are institutions with high credit, strong repayment ability, credit or certain social status. The starting point of gold card authorization limit is higher, and the additional service items and scope are wider, so the requirements for related service fees and deposits are higher.

What is the minimum amount of Guangfa Credit Card?

Guangfa Credit Card will be approved by the bank according to the information provided by you. The credit card limit is 3000- 10000, which is aimed at people with an annual income of more than 20,000 and less than 80,000, with stable residence and stable income; The amount of gold card is people with annual income above 80,00010000-50,000; There is also a platinum card with a higher amount. But the average credit card is probably more than 5 thousand. The overdraft limit is 50% of the limit, and the daily interest is five ten thousandths. I suggest that you don't overdraw, go shopping and entertainment in shopping malls, free of formalities and interest. \ r \ The amount of credit card you apply for is mainly determined according to the property status, including having high financial resources, such as having a car, a real estate, a cash passbook and an enterprise, so the amount will not be very low. \ r \ Generally speaking, the minimum value is about 2000. \ r \ For more information about the minimum amount of Guangfa Credit Card, please visit: See More.

What is the general credit card limit of Guangfa Bank?

The credit card limit of Guangfa Bank is classified according to the credit card level. The specific relationship between credit card limit and credit card level is as follows:

1. China guangfa bank credit card: the credit line is 3,000 yuan-10000 yuan;

2. Guangfa Bank Credit Card Gold Card: credit line 10000 yuan to 50000 yuan;

3. Guangfa Bank Credit Card Platinum Card: The credit line is more than 50,000 yuan.

For more information about the general credit limit of Guangfa Bank, please visit: See More.

Would you like to ask about the credit card limit of the standard card of Guangfa Bank?

According to the cardholder's income and credit standing, Guangfa Bank verifies the maximum amount that can be used for overdraft consumption and cash withdrawal, and the cardholder can recycle the card within the validity period. The standard card limit of Guangfa Credit Card is as follows:

At present, the credit card quota of Guangfa Bank generally ranges from 30 million to 50,000 yuan. Generally, the amount of Guangfa Puka is between 3000- 1 10,000 yuan, and the amount of Guangfa Gold Card is between 1 1 10,000-50,000 yuan.

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"Credit limit" refers to the maximum credit limit approved by the card issuer according to the applicant's credit status and used by the cardholder within the validity period of the card. After issuing the card, the card issuing institution may adjust the applicant's credit limit according to the customer's card usage, changes in credit status or risk information.

The ways for the applicant to provide guarantee include: guarantee, mortgage and pledge. A corresponding guarantee contract shall be signed separately for the guarantee. The scope of protection includes all debts incurred under the cardholder's credit card (including but not limited to the principal, interest and expenses of overdraft within the credit limit and overdraft outside the credit limit).

Therefore, you should consider your own situation when applying, and don't blindly consume.

For more information on credit card limit of standard card of Guangfa Bank, please visit: See More.

This concludes the introduction of Guangfa Credit Card overdraft limit and Guangfa Credit Card overdraft limit. I wonder if you found the information you need from it?