ICBC will complete the review in about 10 working days after receiving the application materials, and complete the business card printing in about 3 working days after the approval. It takes about 7- 15 days to mail the credit card to the applicant.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.