There may be many reasons why people apply for Hong Kong credit cards for others. First of all, the credit limit of credit cards in Hong Kong is usually higher than that in China, which can meet the higher consumer demand of individuals. Secondly, Hong Kong's credit card consumption rebate and preferential activities are also very rich, which can bring practical economic benefits to cardholders. In addition, some people may apply for a Hong Kong credit card to facilitate consumption and payment in Hong Kong or abroad, because it is more convenient for them to spend and pay abroad. In addition, some people may want to accumulate credit records and credit ratings in order to obtain better eligibility and interest rate concessions for financial products such as loans, credit cards and insurance in other financial fields in the future.