Current location - Trademark Inquiry Complete Network - Overdue credit card - I owe 2500 yuan on my credit card and 5000 yuan on the credit line of China Construction Bank, which is three months overdue. What will happen? We can only wait until we have money next month.
I owe 2500 yuan on my credit card and 5000 yuan on the credit line of China Construction Bank, which is three months overdue. What will happen? We can only wait until we have money next month.
The landlord's card has been overdue for three months, and the bank should have taken measures to stop the card or reduce the limit, so your card can no longer be used.

It is still recommended that the landlord pay back the money as soon as possible, and then you can call the bank customer service consultation card to see if it can be opened for use.

In addition, remind the landlord that the overdue repayment bank will charge late fees and interest, and the proportion of late fees is 5% of the unpaid part of the minimum repayment amount, with the lowest 5 yuan; The interest is five ten thousandths of the daily interest from the date when the landlord swipes the card.

Give the landlord a simple calculation. The landlord owes 2,500 yuan, with daily interest = 2,500 * 0.05% =1.25 yuan, 90-day interest =1.25 * 90 =1/2.5 yuan, and the overdue fine = 5% of the unpaid minimum amount.

The above is just a simple calculation for the landlord, subject to the actual bank accounts.

At the same time, not paying back the money for three months is a serious overdue, which will leave a bad credit record and will definitely affect your future loans.