1 Wrong password was entered.
If I enter the bank card password incorrectly for more than 3 times, I need to take my ID card and bank card to the bank counter to unlock it. Or users need to bring their ID cards to relevant outlets to change their passwords.
2 bank card degaussing
If the bank card is abnormal because it can't be read after degaussing, you need to bring your ID card to the relevant outlets to apply for a new bank card.
3 ID card expired
When opening an account, the ID card left by the bank has expired. At this time, I need to update my new ID card at the bank counter, which is also any branch of the same bank.
These are the reasons why cardholders often encounter abnormal bank card status. Users with abnormal bank card status due to the above reasons can solve the abnormal bank card status according to their own actual situation and the above solutions.
Generally speaking, abnormal credit card status may be caused by the following seven reasons:
1. Too many credit card passwords have been entered. When users use credit cards, as long as they enter the wrong credit card password three times in a row, the credit card will be automatically locked. Once the credit card is locked, the user will display an abnormal state when using it. Generally speaking, in this case, users need to bring relevant ID cards and credit cards to the bank to change their passwords. After the password is successfully modified, it can be used normally.
2. The credit card is frozen by the bank after it is overdue. If the user is overdue for a long time, the bank will directly freeze the user's credit card and limit the cardholder's credit card consumption. Generally speaking, users need to repay all credit card debts and apply to the bank for unfreezing. If the situation is serious, thawing may not succeed.
3. Credit cards are at risk of being stolen. If the cardholder's credit card consumption is abnormal and is identified as a risk account by the bank, there is a possibility of being stolen, and the bank will freeze the credit card account. In this case, the user will also prompt that the credit card status is abnormal when using the credit card. If the user belongs to normal consumption, he can apply for unfreezing after reporting the situation to the bank. If there is a real risk of theft, he/she needs to find out before applying to the bank for thawing.
4. Frequent large cash arbitrage transactions. Triggered the bank's risk control bottom line in large-value transactions, resulting in the card being locked. According to the new regulations of banks, large consumption means that the consumption of a single credit card exceeds 20 thousand, and banks may focus on monitoring it. If the cardholder is required to provide evidence such as a consumption receipt, it means that the bank suspects that the cardholder is suspected of cashing out and requires the cardholder to provide relevant consumption evidence.
5. Limit/single consumption limit. When the user spends money, the consumption amount is greater than his credit limit, or the card swiping fails due to exceeding the limit of the day or a single time, which may also prompt that the card status is abnormal. Generally speaking, users can spend according to the actual situation after knowing their own consumption limit.
6. The card has been degaussed or damaged. We all know that credit cards have corresponding terms. If the cardholder's credit card input is damaged or degaussed, the user information cannot be read when swiping the card, and the consumption fails, indicating that the credit card status is abnormal. In this case, users need to apply to the issuing bank for a replacement card, but generally speaking, a replacement card requires a certain business card printing fee.
7. Use Qing Er POS machine. Repeated use of the two POS machines leads to code skipping of credit cards and so on. Second, POS machines use the big merchant model, which leads to the confusion of credit card consumption records. For example, if the cardholder spends money in a certain store and the Qing Er POS machine is displayed in another place, once the cardholder uses the Qing Er POS machine again on the same day and encounters a similar situation again, there will be credit card records in several different cities within one day, which is very vulnerable to bank risk control. This situation will not only lead to being controlled by the wind, but also be reduced by the issuing bank.