Many people will receive spam text messages. The most important question is whether the bank card digit and mobile phone number in the text message are really yours. If it is not your bank card, please ignore it. It may be that the SMS reminder mobile phone number reserved by someone else's China Merchants Bank credit card is wrong; if it is true, you should contact the bank immediately and take effective measures to avoid loss of funds.

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1. How to apply for a credit card at China Merchants Bank?

1. Credit card official website

Users open and log in to the official website of China Merchants Bank, enter and click "Credit Card - Credit Card Family Portrait", select the credit card to be applied for, and click "Apply for Card Now" , follow the system prompts.

2. Mobile banking (China Merchants Bank app version 9.4.1)

After logging in to mobile banking, users can click "My-All-Credit Cards-Apply for a Credit Card" to apply.

3. WeChat (version 8.0.15)

WeChat users can search and follow the official China Merchants Bank credit card account, enter and send the "Credit Card Application", fill in the application information, and then apply for a credit card.

4. Palm Life (version 8.5.8)

After the user opens and logs in to the Palm Life client, click "Finance - Card Application - Card Family Photo" to apply for a credit card.

5. Bank outlets

Users can bring their ID card, work permit, financial certificate and other information to any business outlet of China Merchants Bank.

Do you want to activate SMS notifications for your bank card?

2. 1. Openness can ensure the security of funds

After activating SMS, the bank card can receive SMS notifications of any fund changes, whether in the account or outside the account; if If you don't open it, if your bank card is stolen, you won't get the news immediately, and your personal funds will be at risk. Therefore, it will be beneficial to individual property management after opening.

2. Service fee

If it is just a simple salary card and there is little capital exchange, then it doesn’t matter if you don’t open the business. After all, the SMS service fee is tens of yuan a day. Years, the thing is, if you don't continue to use the card, but the service fee will continue to be charged to your card, there will be a lot of points.

3. Achieve a win-win situation

Enabling SMS notifications is beneficial to both individuals and banks. For banks, a certain SMS fee can be charged; there are many bank customers, and this is also a year's income. In short, the only benefit of activating SMS notifications is to receive bank fund change information in a timely manner. It does not need to be turned on or not turned on. We should judge according to our own situation. How many yuan a month we spend is not free. It depends on to your personal situation.