Guangfa Credit Card is a real hooligan, and you can't do it without complaining. The installment interest rate is extremely expensive. Whoever uses it will be killed. The customer service calls you to pay the installment fee, and other banks will not call you for installment. I am very dissatisfied that I have to pay the remaining handling fee in advance. Swear that after the repayment, you will never need to distribute it again.