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The credit card limit is too low. Can I reapply?
You can reapply, but it is not recommended to reapply because the quota is low. The limit is not permanent, and cardholders can gradually increase their credit card limit through subsequent use. Usually, after holding the card for 6 months, apply for credit card limit adjustment. The bank will adjust the credit card holder's quota according to the card use history and repayment record of the credit card holder in the past six months.

If you want to quickly increase the credit card limit, you can spend it in the following ways in your usual consumption:

1, often use credit cards, regardless of the amount, as long as you can swipe your card, you will definitely spend.

2. It is best to generate bills and spend at least 50% of the total amount every month.

3. Increase the number of places such as holidays, travel and business trips due to short-term needs. , you can apply for a temporary quota, and approval will be easier.

4. The bill of credit card consumption needs to last for 3 months in a row, and it can't be broken in the middle, that is, there must be consumption every month.

5. The cardholder's repayment ability is an important factor for the bank to consider, and try to use full repayment.