To avoid being sued by the bank after your credit card is overdue, you can take the following measures:

1. Timely repayment: Make sure to pay off the minimum payment on your credit card bill on time or in full. payment. Set up automatic payments or set reminders to make sure you don't forget to pay them back.

2. Adjust the credit limit to reasonably match the consumption: Set the credit card limit reasonably according to your own financial ability, and control it within an affordable range when using it to avoid being unable to repay.

3. Establish an emergency reserve fund: It is recommended to save a portion of funds as an emergency reserve fund every month to deal with emergencies, such as unexpected expenses or reduced income.

4. Communication and negotiation: If you do encounter repayment difficulties, contact the bank promptly and explain the situation and seek a negotiation solution. It may be possible to arrange installment payments, adjust the interest rate or extend the repayment period, etc.

Summary: The key to avoid being sued by the bank after an overdue credit card is to repay the loan in a timely manner, use the credit limit rationally, establish an emergency reserve fund, and actively communicate and negotiate.

Extended information: Regarding the legal basis and solutions for overdue credit cards, you can consult the local consumer rights protection agency or the relevant bank department. In addition, understanding the importance of personal credit reports can also help improve self-management capabilities and reduce overdue risks.